Electronic BankingMethods of accessing bank accounts through electronic terminals, ATMs, computers, land-lines, and mobile phones.

Electronic Funds Transfer（EFT）A transfer of funds either from or to an account, which is initiated by giving an instruction through an electronic access method.

PasswordA series of letters and/or numbers for which a customer can access an account. Should be kept secret.

电子银行客户通过电子终端如自动柜员机、计算机、固定电话线和移动电话操纵银行账户的方式。

电子资金转账（EFT）通过电子手段控制账户、发出指令将账户资金转入转出的操作。

密码客户用以进入账户的一系列字母和数字的组合。必须严格保密。

手机银行客户使用手机进入账户、查询信息的银行交易方式。