11. What is Dollar Cost Averaging? ______.
A. A brokerage account that gives investors cheap trades
B. The idea that prices tend to rise over the long term
C. Buying stocks that are below average in value
D. A flat quarterly mutual fund fee averaged throughout the year
E. A strategy of investing money on a regular basis to take advantage of market fluctuations

12. From a Chinese bank's point of view, the currency account which it maintains abroad is known as______, while a RMB account operated in China for a foreign bank is termed ______.
A. a vostro account... a nostro account
B. a vostro account…a mirror account
C. a mirror account…a nostro account
D. a nostro account... a vostro account

13. Under FOB terms the bill of lading would state goods ______.
A. loaded on board, freight payable at destination
B. loaded on board, freight paid
C. received for shipment, freight paid
D. received for shipment, freight payable at destination

14. The liabilities of the bank as shown in its balance sheet represent the ______ which it uses in its business.
A. sources of the funds
B. share capital
C. investments
D. advances to customers

15. International payments and other messages are often sent through an international computer network called ______.
A. CHAPS
B. BACS
C. SWIFT
D. EIMT

16. Low levels of uncertainty (risk) are associated with .
A. stocks
B. stock options
C. higher potential returns
D. lower potential returns

17. Government securities would appear on a commercial bank's balance sheet as ______.
A. an asset
B. reserves
C. part of net worth
D. a liability

18. A major problem with a fixed exchange rate system is that when countries run foreign trade deficits, ______.
A. there is no self-correcting mechanism
B. currency values become unstable
C. the value of the reserve currency declines
D. world inflation increases

19. In a particular economy banks are required to keep 25 percent of all deposits in the form of reserves; this gives a credit-creation multiplier of ______.
A. four
B. three
C. two
D. five

20. Regulation of the money supply and financial markets is referred to as ______.
A. fiscal policy
B. income policy
C. monetary policy
D. budgetary policy

答案：
1.A 2.A 3.C 4.A 5.D 6.D 7.A 8.A 9.E 10.B
11.E 12.D 13.A 14.A 15.C 16.D 17.A 18.A 19.A 20.C