中国银行业的作用(3)-FECT

网络资源 Freekaoyan.com/2008-04-11

Overview of the Banking Industry in China

I.The Role of the Banking Sector in China

Paragragh 5 (P1)

1.Fourth, the banking sector provides the indispensable national payments mechanism for the development of modern financial and business systems.

    第四,银行部门为现代财政和企业体制的发展提供必要的国家支付体系。

    (1)the indispensable national payment mechanism:必要的国家支付体系
        indispensable:a.不可缺少的;绝对必要的
        mechanism: n.way in which sth works or is constructed:机制;结构
     例:competitive mechanism:竞争机制
        exchange rate mechanism:汇率机制
        market mechanism:市场机制
        price mechanism:价格机制
        mechanism of exchange:交易机构
        mechanism of government:政府机构
    (2)modern financial and business systems:现代财务制度和工商企业体系  Paragragh 6 
2.Fifth, the banking system as a whole reduces risks through aggregation and enables them to be carried by those more willing to bear them.
    整个银行体系采用集中风险的手段来降低风险,使那些更原意承担风险的人去承担风险。
   (1)aggregation: n.聚集;汇集(风险)
       aggregate: v.bring or come together in a mass聚集;汇聚
       them:此处指“风险”
       carry them (risks):负担(具有)风险
       carry: v. involve;entail:具有;使负担
    例:The loan carries 3.5% interest.该贷款负担百分之三点五的利息。
  (2)(those persons) (who are) more willing to bear them:更原意承担风险的(那些人)
    由(who are) willing to bear them定语从句(简化为分词短语)修饰前面的those (persons)。
    bear: v.endure承担;忍受 

Paragragh 7

3.Following five decades of evolution, particularly more than two decades of reform and opening to the outside world, China's banking sector has entered a stage of vigorous development.

    中国银行业经过50年的发展,特别是经过20多年的改革开放,已经进入了一个蓬勃发展的阶段。 

    (1)decade: n.period of ten years:十年的期间
    (2)evolution: n.process of opening out or developing:发育;发展
    (3)reform and opening to the outside world:改革开放

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